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Insurance
Dog & Cat
Vet & Surgery

Pet Insurance — care for your pet without fear of the bill

Vet visits, tests and surgery can get very expensive — and usually happen when you least expect it. I compare plans (accident/illness, limits and deductibles) and explain the exclusions transparently, so you choose the best value for your pet.
Request an offer (free) I have a question
2–3 clear options
No surprises
Help with reimbursement
What we do for you
A plan tailored to your pet (age/breed) and your budget.
No obligation
  • I compare options: illness, accident and, in some cases, extensions (depending on the insurer).
  • Deductibles and annual limits: what changes in price and reimbursement.
  • Exclusions: pre-existing conditions and waiting periods (I explain this beforehand).
  • Choosing the right plan para cão/gato, idade e necessidades.
  • Help with the process: documentation and claims when needed.
Important note:the sooner you insure your pet (while young), the better the terms and fewer restrictions usually are.
Accident
Emergencies and unexpected events (depending on plan).
Illness
Tests, treatments and medication (depending on plan).
Surgery
Cover for operations and hospitalisation (depending on plan).
How it works (3 steps)
3 steps to get covered.
1
Contact
Minimal details to receive 2–3 options.
2
Pet details
Age/breed and predispositions (where applicable).
3
Coverage
Choice of plan, deductibles and payment method.
Plan types (what really changes)
Accident
A good “basic” option to protect against emergencies and the unexpected.
  • Emergencies and accident treatment
  • Usually cheaper
  • Limits per event/year (depending on plan)
Accident + Illness
For those who want peace of mind on vet visits, tests and medication.
  • Includes illness and treatment
  • Annual limits and deductibles vary
  • Pre-existing condition exclusions are key
Inclui hereditárias/genéticas
Some insurers offer an option that includes predispositions (where eligible).
  • The most complete option (where available)
  • Additional rules / assessment
  • I confirm whether this is possible for your case
Transparency: eu mostro sempre limites, franquias e exclusões antes de avançar — para não haver surpresas no reembolso.
To give you an offer, I need this
  • Name, date of birth, species and breed (or mix).
  • Whether there’s a hereditary/genetic predisposition (if so, which one).
  • Desired plan + deductible + payment method.
  • Whether you’ve had insurance before, and with which provider (where applicable).
FAQ
Do you accept older pets?
It depends on the insurer, the animal’s age and history. I check the rules and alternatives.
Does it cover existing conditions?
Usually not. Pre-existing conditions are typically excluded (and waiting periods may apply).
How much does it cost on average?
It varies a lot by age/breed/coverage. I run simulations and show you 2–3 clear options with pros and cons.
How does reimbursement work?
You usually pay first and submit the invoice for reimbursement. I explain the insurer’s exact process.
Request

Avance quando quiser.

O pedido abre num formulário assistido. Pode enviar só com os dados principais ou continuar para um pedido detalhado.

Seguro de animais No obligation
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