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Insurance
Mietkaution
More liquidity

Rental Deposit Insurance — instead of locking up 2–3 months’ rent

Se o senhorio pede uma caução alta, pode ser pesado deixar milhares “parados” numa conta de caução. Com o Seguro de Rental deposit (Mietkaution), normalmente paga uma taxa anual e mantém liquidez para mobília, mudanças, imprevistos ou simplesmente para respirar financeiramente.
Request an offer (free) I have a question
Fast certificate
Clear terms
Support at closing
What we do for you
We help you decide if it’s worth it and handle issuing the certificate.
No obligation
  • Clear numbers: liquidity vs. annual cost (when it makes sense and when it doesn’t).
  • Issuing the certificate para entregar ao senhorio/gestora.
  • Comparing terms: limits, cancellation, requirements and exclusions.
  • Support when moving out: cancellation/closing when you move.
Important: o seguro não “apaga” danos — se houver custos no final, a seguradora pode pagar ao senhorio e depois cobrar ao inquilino. A vantagem aqui é não bloquear capital.
Liquidity
Keep your money available.
Annual cost
You pay a fee instead of tying up capital.
Certificate
A document to hand over to the landlord/agency.
How it works (3 steps)
Fast and simple to hand over to the landlord.
1
Basic details
Contact + address (to prepare the request correctly).
2
Coverage
Deposit amount + type of rental (private/commercial).
3
Finish
Other tenants + contract (upload) + notes.
Deposit vs. Deposit Insurance — the practical difference
Deposit (deposit account)
Ties up money (usually 2–3 months’ rent) until the end of the contract.
  • “Tied-up” capital
  • No annual cost (as a rule)
  • Release depends on closing/approval
Seguro de Rental deposit
Keeps your liquidity and hands the landlord a certificate.
  • Doesn’t tie up capital
  • Has an annual cost
  • If there’s damage, the tenant may be charged
Se me disser o valor da renda e a caução exigida, eu faço consigo uma decisão simples: “vale a pena” vs “mais vale depósito”.
To give you an offer, I need this
  • Address and requested deposit amount (e.g. 2–3 months’ rent).
  • Type of rental (private / commercial).
  • Whether there are other people on the rental contract (full names).
  • Rental contract (upload) — helps avoid errors and speed up issuance.
FAQ
Is it better than a deposit?
It depends. It doesn’t tie up money, but it has an annual cost. I help you decide with simple numbers for your case.
Will the landlord accept it?
In many cases yes, but it depends on the agency/landlord. I’ll show you how to present it and which options are usually accepted.
Can I cancel at any time?
There are rules tied to the rental contract and move-out confirmation. I explain this before issuing it.
What if there’s damage at the end?
The insurer can pay the landlord and then claim it back from the tenant. I explain the process and how to avoid problems when moving out.
Request

Avance quando quiser.

O pedido abre num formulário assistido. Pode enviar só com os dados principais ou continuar para um pedido detalhado.

Seguro de caução No obligation
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